Do you use mobile banking? 5 tips to secure your online transactions
Fri Jul 20 2018 / By: Jigi YadavThere is an important survey report which claims that India is third most mobile malware affected country in the world. Thanks to our ignorant mobile banking usage habit. So, here we come with 5 important tips on how to save your mobile transactions from online frauds and malware.
1. Try constructing safe banking habits- To stop suing mobile for online transactions is not a bad idea until you do it securely. Try to set strong PINs for your handset and complicated yet easy to remember passwords for your mobile banking. Never ever allow your browser to remember any password. Try not to use mobile banking when your phone is using public network or WiFi through personal hotspots. Avoid sending you’re A/C information over any kind of message that is text based. Protect your phone from viruses.
2. Download authentic Apps only- Lot of apps bring serious malware into your mobile phones which can steal your important data from within. Download only from official banking source on Play Store or App Store. Perhaps, there are so many banking Apps which seem attractive and very simple in use, but you MUST NOT download blindly.
3. Enable cookies for safety- Enabling cookies may interrupt you from accessing to some website sources. This is due to the unsecured nature of that website and these can creep into your personal details as well.
4. Never click nasty links- You must be getting e-Mailers prompting you to click on some url or may be, you are on an e-commerce website and you get a link to click and reach any bank’s website directly. Our suggestion to you is never believe in such pure commercial tactics and don’t click. Keep in mind that secure websites start with ‘https’ not ‘http’. Browse wisely.
5. Wise use of social media- Now, the big preying ground for hacks and online scams is social media. Thus, think thrice before you click on ‘I agree’ while accessing any social media App, Page or Group. Maximum of these are just to collect data of people and sell it to phishing site owners or may be hackers.
This way, you can save your handset and lot of online personal profiles from malware which can directly benefit you for a secured mobile banking experience.