- Get SonyLiv Premium annual subscription worth Rs.999 on your first spend within first 30 days of card issuance.
- Annual Benefit worth Rs 11559
- Enjoy benefit of 1% value back on online shopping by earning 5 reward points per INR 100 spent.
- 53 Litres Free Fuel Annually
- Rs 1100 worth of joining and activation benefits on your Flipkart Axis Bank Credit card.
- Get SonyLiv Premium annual subscription worth Rs.999 on your first spend within first 30 days of card issuance.
- Annual Benefit worth Rs 11559
Axis Bank Credit Cards
Credit cards are a convenient way to make immediate payments for any expense, in a cashless manner. Thanks to credit cards, you can fulfil your needs even if you don’t have ready cash on hand. There is no need to put off for later what you want to buy now. It could be buying the latest mobile phone, booking airline tickets for your upcoming holiday, paying for dinner at a classy restaurant with your family or friends or even buying your monthly groceries. Just swipe the card now and clear your credit card bill later as per your convenient. Choose from Axis Bank’s list of credit cards and apply for the one best suited for your needs and lifestyle.
Benefits of Axis Bank Credit Cards
Axis Bank Credit Cards are specially designed keeping in mind the various uses and lifestyles customers may adhere to. With exclusive benefits on transaction for food, travel, e-commerce and or a combination of these.
Some advantages of Axis Bank credit cards include:
- Complementary flight tickets.
- Discounts on movie tickets.
- Waiver of fuel surcharges.
- Access to airport lounges.
- Discounted deals on hotel bookings and restaurant orders.
- Cashback and Rewards on online shopping.
Eligibility for Getting Axis Bank Credit Cards
To be eligible for a credit card with Axis Bank:
- You must be over 18 years of age.
- You must be a resident of India.
- In case you are the primary card holder, you must have a regular source of income.
While these are the general conditions to avail of a credit card additional criteria may exist depending upon the type of credit card you choose. You can browse through the list of Credit Cards offered by Axis Bank here and apply for one that best suits your needs.
Documents Required to Apply
- Passport size photo (coloured)
- Proof of address (electricity bill, ration card)
- Photo ID Proof (driving licence, voter ID)
- A signed consent form.
MY ZONE Axis Bank Credit Card
Instant discounts on movies, food delivery and online shopping, convert purchases to EMI, complimentary access to airport lounge, and much more benefits of MY ZONE Credit Card.
Apply NowIndianOil Axis Bank Credit Card
A credit card designed to benefit you on every fuel transaction. Enjoy accelerated reward points and surcharge waiver at fuel outlets. Get instant discount on your movie tickets booked via Bookmyshow website/app.
Apply NowFlipkart Axis Bank Credit Card
Flipkart Axis Bank Credit Card unlocks a world where it rains cashback with every transaction. With accelerated cashback across all your favourite categories including travel, shopping, entertainment and lifestyle, there’s no limit to what you can earn with this card.
Apply NowNow that you know which credit card suits your needs the best, below are the details for each of these credit cards:
| Sr. No. | Card Name | Key Offering | Rewards Point | Annual Fee | Joining Fee | Actions |
|---|---|---|---|---|---|---|
| 1. | MY ZONE Axis Card | Get SonyLiv Premium annual subscription worth Rs.999 on your first spend within first 30 days of card issuance. Annual Benefit worth Rs 11559. |
| Free | Free | Apply Now |
| 2. | IndianOil Axis Card | Enjoy benefit of 1% value back on online shopping by earning 5 reward points per INR 100 spent. 53 Litres Free Fuel Annually. |
| Free | Free | Apply Now |
| 3. | Flipkart Axis Card | Rs 1100 worth of joining and activation benefits on your Flipkart Axis Bank Credit card. |
| Rs. 500 | Rs. 500 | Apply Now |
FAQs
Credit Card is a banking product that allows the customer to purchase goods and services on the credit limit offered through the credit card. This limit is given by the bank/financial institution that have offered the credit card.
Credit Card allows you to purchase goods and services from the credit offered to the customer by the bank/financial institution whereas a debit card allows the customer to withdraw money or to purchase goods and services from it. The amount is what you deposit in your savings or current account.
A credit card has the following features:
- It has universal acceptability
- Can be used anytime anywhere without any expenditure cap
- While few credit cards come free but those with higher credit limit come with annual fee
- The outstanding amount can be paid back via EMI options
- Cash limit is also given along with credit limit
There are a lot of benefits that come with a credit card:
- Easy dining, travelling, utility, shopping payments
- Credit scores are maintained with credit card timely repayments, which help in availing other loans
- Attractive offers, discounts and cashbacks given on credit card purchases
- Enhanced credit limit if good credit history
EMI is called Equated Monthly Installment of the total outstanding amount that is repaid to the credit card issuer on monthly basis. It is calculated by adding the payable share of principal amount and interest on the principal amount equally divided monthly for the total tenure which is pre-decided.
Any self-employed or salaried person with fixed source of income can apply for a credit card. The applicant should be 23 years of age and should have good credit history.
You need the following documents to apply for any credit card:
- PAN Card
- Passport
- Driving License
- Voters Id
- AADHAAR Card
The following are the probable charges while you apply for credit card:
- Add on Card Fee: If you apply for an add-on card, you may have to pay a fee for that.
- Extended Credit Charges: If the credit limit is extended on your credit card, a small fee may be levied.
- Cash Withdrawal Fee: You may be charged a small amount if you withdraw any amount from cash limit.
You may pay your credit card bills through net banking, NEFT/RTGS, debit card transfer, cash payment, cheque payment, DD etc.
You must consider the following before taking a credit card:
- Credit Card’s purpose
- Ratings and reviews of the particular credit card
- Number of credit cards you are currently using, there must not be more than 3
- Existing loan or EMIs to be paid
- Credit Card’s interest rate
- Customer support system and grievance solving