- The HSBC Visa Platinum Card offers you unsurpassed offers and rewards. Enjoy instant recognition and exclusive privileges. Take the first step towards a world of delightful experiences waiting for you.
- In a world full of difficult choices, at least the Cashback is easy. Enabled with VISA Paywave technology that allows contactless payments on your card, your globally accepted HSBC Cashback Card gives you unlimited cashback on all transactions.
- The HSBC Visa Platinum Card offers you unsurpassed offers and rewards. Enjoy instant recognition and exclusive privileges. Take the first step towards a world of delightful experiences waiting for you.
HSBC Bank Credit Cards
HSBC Bank offers different types of cards such as Credit, Debit, Prepaid, Business & Travel Cards. Check out & Choose the best suitable card for your lifestyle needs.
Benefits of HSBC Bank Credit Cards
HSBC Bank Credit Cards are specially designed keeping in mind the various uses and lifestyles customers may adhere to. With exclusive benefits on transaction for grocery shopping, travel, e-commerce and or a combination of these.
Some advantages of HSBC Bank credit cards include:
- Instant E.M.I. Buy a wide range of products and services from electronics to travel and more on your HSBC Credit Card, and repay in EMIs (Equated Monthly Instalments) at your convenience.
- Cash on E.M.I. Need cash on your credit card? The Cash-on-EMI feature on your HSBC Credit Card gives you a convenient way to borrow cash and repay in instalments at a lower interest rate
- Balance Transfer Balance Transfer-on-EMI is a facility that allows you to transfer the outstanding balance from your other bank credit cards to your HSBC Credit Card and repay it in easy monthly instalments at a lower interest rate.
- Loan on Phone Take the holiday of your dreams, a new TV, or a computer. HSBC makes all this so easy through the exciting new 'Loan on Phone' feature on your HSBC credit card! Shop till you drop and make low interest repayments.
- Balance Conversion You have experienced the convenience and rewards of using an HSBC Credit Card. We are taking it a step further - by presenting the Balance Conversion facility on your credit card. Now you can splurge today, and pay tomorrow!
- Fuel Surcharge HSBC understand that different people look at our credit card differently. For you, it could mean going on long drives thanks to fuel surcharge waiver at any pump, any place across India. Get ready to enjoy life.
- Secure Online Payments Online purchases on your HSBC Credit Card are secured with an additional level of security.
- Online Banking Manage your HSBC Credit Card through Online Banking.
Eligibility for Getting HSBC Bank Credit Cards
To be eligible for a credit card with HSBC Bank:
Salaried
- Indian nationality.
- Age: Min 21 yrs. & Max 60 Yrs.
- Income: Rs. 4 Lakhs+ per annum
Self Employed
- Indian nationality.
- Age: Min 21 yrs. & Max 60 Yrs.
- Income: ITR > Rs. 6 Lakhs+ per annum
While these are the general conditions to avail of a credit card additional criteria may exist depending upon the type of credit card you choose. You can browse through the list of Credit Cards offered by HSBC Bank here and apply for one that best suits your needs.
Documents Required to Apply
To apply for an online credit card, you need to provide the following documents:
- Passport size photo (coloured).
- Proof of address (electricity bill, ration card).
- Photo ID Proof (driving licence, voter ID).
- A signed consent form.
HSBC Visa Platinum
The HSBC Visa Platinum Card offers you unsurpassed offers and rewards. Enjoy instant recognition and exclusive privileges. Take the first step towards a world of delightful experiences waiting for you.
Apply NowHSBC Cashback
In a world full of difficult choices, at least the Cashback is easy. Enabled with VISA Paywave technology that allows contactless payments on your card, your globally accepted HSBC Cashback Card gives you unlimited cashback on all transactions.
Apply NowNow that you know which credit card suits your needs the best, below are the details for each of these credit cards:
| Sr. No. | Card Name | Key Offering | Rewards Point | Annual Fee | Joining Fee | Actions |
|---|---|---|---|---|---|---|
| 1. | HSBC Visa Platinum | 5X Rewards on subsequent purchases made after crossing spend amount of Rs. 400,000 in an anniversary year up to a maximum 15000 accelerated reward points. |
| Nil | Nil | Apply Now |
| 2. | HSBC Cashback | 10% accelerated cashback on all dining, food delivery and grocery spends (capped up to Rs. 1,000 per billing cycle) |
| Rs. 999 | Rs. 999 | Apply Now |
FAQs
Credit Card is a banking product that allows the customer to purchase goods and services on the credit limit offered through the credit card. This limit is given by the bank/financial institution that have offered the credit card.
Credit Card allows you to purchase goods and services from the credit offered to the customer by the bank/financial institution whereas a debit card allows the customer to withdraw money or to purchase goods and services from it. The amount is what you deposit in your savings or current account.
A credit card has the following features:
- It has universal acceptability
- Can be used anytime anywhere without any expenditure cap
- While few credit cards come free but those with higher credit limit come with annual fee
- The outstanding amount can be paid back via EMI options
- Cash limit is also given along with credit limit
There are a lot of benefits that come with a credit card:
- Easy dining, travelling, utility, shopping payments
- Credit scores are maintained with credit card timely repayments, which help in availing other loans
- Attractive offers, discounts and cashbacks given on credit card purchases
- Enhanced credit limit if good credit history
EMI is called Equated Monthly Installment of the total outstanding amount that is repaid to the credit card issuer on monthly basis. It is calculated by adding the payable share of principal amount and interest on the principal amount equally divided monthly for the total tenure which is pre-decided.
Any self-employed or salaried person with fixed source of income can apply for a credit card. The applicant should be 23 years of age and should have good credit history.
You need the following documents to apply for any credit card:
- PAN Card
- Passport
- Driving License
- Voters Id
- AADHAAR Card
The following are the probable charges while you apply for credit card:
- Add on Card Fee: If you apply for an add-on card, you may have to pay a fee for that.
- Extended Credit Charges: If the credit limit is extended on your credit card, a small fee may be levied.
- Cash Withdrawal Fee: You may be charged a small amount if you withdraw any amount from cash limit.
You may pay your credit card bills through net banking, NEFT/RTGS, debit card transfer, cash payment, cheque payment, DD etc.
You must consider the following before taking a credit card:
- Credit Card’s purpose
- Ratings and reviews of the particular credit card
- Number of credit cards you are currently using, there must not be more than 3
- Existing loan or EMIs to be paid
- Credit Card’s interest rate
- Customer support system and grievance solving